Monday, July 27, 2009

What should one do if held up by robbers on a trip to the ATM and forced to withdraw money, Enter your PIN number in reverse--- Another spam mail

Hi folks,
Today I got an another misguiding mail and I think I must share it with all of you. It says..............

"What should one do if held up by robbers on a trip to the ATM and forced to withdraw money?Just enter your PIN number in reverse, i.e, if its 1234 punch in 4321. The ATM machine would still recognise the number, dispense the cash, alert the cops who will then swing into action and nab the robbers."

I just googled about this mail and found some interesting facts.This piece of ‘advice’ seems to have originated from Varanasi in Uttar Pradesh and was posted on a blogsite called ‘Politically Incorrect’ on November 26 (Don't know the year) by any Deepak Jha. It has even been broadcasted over TV and is turning into a regular forward.

While city-based banks rubbish the theory and say the email must be ignored, Joint Commissioner of Police (Crime) P P Pandey says there’s no system of ATM machine sending out an alarm to the police in the manner mentioned by the mail. ‘‘We will look into this,’’ he says.

S M Nabar, chief manager (IT-channel management), Dena Bank head office (Mumbai), says, ‘‘Although we have received no such mail, what it says is technically not possible. The PIN number is not checked by the ATM machine, but by a special security device. When the PIN is entered by the customer, the details of the same are sent to security device in an encrypted format. The security device then confirms whether PIN is correct or not.’’

‘‘If you enter the wrong PIN thrice, even by mistake, the machine will lock the ATM/debit card and won’t dispense any cash,’’ says Deputy Manager of State Bank of India, J H Rajput. Therefore, cash withdrawal by reversing the PIN number is not possible, he says adding: ‘‘The PIN number can only be entered in the format it is given to you.’’

As I always says please don't forward such type of mails without confirming their validity.

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